Trusted Crop Insurance for Australian Farmers

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CropGuard insurance is specifically designed to offer maximum, flexible cover for Australian grain crops of all size and varieties.

Benefits

What we offer

Pre-Harvest or After Harvest options

Choose the right time to insure—before or after harvest—so you’re covered when it matters most.

Market Value or Fixed Value options

Select market-based or fixed-value coverage to suit your budgeting and risk preferences.

Reducing Excess options available

Tailor your policy by reducing excess amounts, helping you manage claim costs more effectively.

Trusted Claims Service

Our experienced team are your advocate in the event of a claim and will work with you and the Insurer to establish the right claim outcome, every time.

Automatic Additional Benefits include but are not limited to:

Want to see how much we can save you?

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The cost to insure my crops was increasing, and CropGuard Insurance found a more competitive premium rate. We have also switched our farm insurance to BJS Insurance Brokers.

Jaden Cocking

ANNADALE WA PTY LTD - Moora

Larry Dwyer has been our trusted insurance agent for nearly 30 years. His team at BJS insurance brokers have an extensive knowledge of the industry and have been a great assistance when we’ve needed to claim.

Kyal Wellstead

Tambellup WA

About Us

Meet the team

We have a team of dedicated, experienced local specialists that can help you make the best choice for your business.

Get to know them

Frequently asked questions

What am I Insured for?

Typically, Hail, Fire, Explosion and Lightning is covered on Winter Broadacre Policies. Although we can cater for Fire only Policies if required.

What is the difference between a Final Revision Policy and After Harvest Policy?

An After Harvest Policy is calculated on your Actual Harvested Tonnages, and is invoiced once you have completed your Harvest program. A Final Revision Policy is calculated prior to the commencement of Harvest, based on your Estimated Yields.

What is “Decreasing Excess”?

Decreasing Excess is an Optional Excess you can have applied to your Cover, which reduces the specific rate. In the event of a Claim or Loss, the greater the Area affected, reduces the Excess amount applied to the loss settlement.

For example: If you choose a 5% excess against your cereals, and suffer a loss of more than 30%, then No Excess will apply to your Claim Settlement.

What Happens if I have a Claim?

Contact us as soon as possible, and Stop Harvesting the Damaged area. We are here to assist you throughout the Claim Process. We will make contact with a Qualified Crop Assessor, who will contact you within 24 - 72 hours, and will work closely with you. We know how important and time critical your Harvest Program is, so will ensure you are up and running again, as soon as possible.

Can I have Multiple Properties on One Policy?

In Simple Terms… Yes. This way it keeps it simple and clearly defined for you. We will negotiate the best possible rates for All locations associated with your business.

Alternatively, we can also have Multiple Policies arranged for Multiple locations or even different Crop Types also. We can discuss these options with you, when assessing your requirements.

Who determines the Value of my Grain?

You do. Even though we stay in touch with Market Conditions, and the varying prices of all Commodities, YOU are the best judge to set your prices. We can source varying options for your needs, in Market Value, Fixed Value, or Agreed Value options. We will discuss this with you when assessing your requirements.

Still have questions?

Feel free to email us at sales@cropguard.com.au — we’re happy to help!

CropGuard knows crop insurance like you know your farm.